Europe

Does ClaimMoney work in Europe?

No, U.S. settlements exclude EU residents. But EU collective redress has changed substantially, and there is now a real route for European consumers.

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How EU collective redress works

The EU deliberately avoided importing the U.S. class action model. Instead, the Representative Actions Directive requires each member state to designate qualified entities, typically established consumer organisations, that can bring representative actions seeking injunctions or redress on behalf of consumers.

Two consequences follow. First, you generally join a claim through a consumer organisation rather than a claims administrator. Second, whether an action is opt-in or opt-out depends on national implementation, so the mechanics differ between Germany, the Netherlands, France and Spain.

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GDPR compensation is a separate route

Article 82 of the GDPR gives any person a right to compensation for material or non-material damage resulting from an infringement. This has become the most active area of European consumer claims against large technology platforms, with national courts developing very different views on what non-material damage is worth.

Unlike a U.S. settlement, there is usually no single claim form and no fund. The claim is brought either individually or through a qualified entity or litigation funder.

Where to start as an EU consumer

Find the designated qualified entity in your member state, the consumer organisation most people already know by name, and check its list of active actions. The Netherlands in particular has become a hub for large collective foundations bringing claims against technology companies, and several of those foundations accept registrations from consumers across the EU.

Frequently asked questions

No. ClaimMoney matches U.S. residents to U.S. class action settlements, which are limited to U.S.-resident classes.

Yes, in a different form. The Representative Actions Directive requires every member state to allow approved consumer organisations, qualified entities, to bring collective redress actions on behalf of consumers.

Article 82 of the GDPR gives individuals a right to compensation for material or non-material damage caused by a breach. National courts decide the amounts, which vary widely between member states.

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